Self-employed and 1099 professionals.
Schedule C, quarterly estimates, and business deduction planning.
Virtual tax and accounting, done right
Work with Cove Accounting from anywhere.
We prepare and file federal, state and multi-state returns for clients across all 50 states. Everything happens over secure upload, video, and e-signature. No printing, no mailing, no scheduling around office hours you can't make.
Your Cove virtual workspace
One secure path from meeting to filing.
- 01Meet over videoUnderstand the year
- 02Upload securelyOrganize the documents
- 03Review and fileComplete the return
How it works
A clear process, wherever you are.
Every step is designed to keep the work moving without sacrificing the conversation.
- 01
Book a discovery meeting.
Pick a time that works for you. We meet over video for about 30 minutes to talk through your situation, prior returns, and anything unusual about the year. If it's a fit, we outline next steps at the end of the call.
- 02
Upload securely.
After the call, we send you a secure Canopy portal link. You upload your W-2s, 1099s, K-1s, real estate documents, and anything else that applies. We ask questions as needed.
- 03
Review, sign, and file.
When your return is ready, we walk you through it over video, answer questions, and send it for e-signature. Once signed, we e-file federal and state.
Who this is for
Built for returns that need more context.
Virtual service works especially well when complexity matters more than geography.
W-2 employees with complexity.
Multi-state moves, RSU/ISO activity, or property income on top of a day job.
Small business owners.
S-corps, partnerships, and multi-entity structures with year-round advisory needs.
What's included
Everything needed for a smooth virtual filing experience.
We keep communication, documents, signatures and filing connected from start to finish.
- ✓Secure document upload and e-signature through Canopy
- ✓Video meetings for intake, review, and questions
- ✓Federal return preparation and e-file
- ✓State return preparation and e-file (single or multi-state)
- ✓Quarterly estimated tax reminders
- ✓Year-round questions answered by email or a scheduled call
- ✓Prior-year review to look for missed deductions or amendments
How pricing works
Every return is quoted after a short conversation about your situation. There is no obligation to book a meeting, and no fee for the initial call. Pricing reflects complexity, entities involved, and states filed.
Schedule your virtual meeting
Pick a time that works for you. We meet over video. Book takes under a minute.
Virtual service FAQ
What to know before you book.
Clear answers about the process, timing and secure document exchange.
Do you work with clients outside Florida and New York?
Yes. We serve clients in all 50 states through secure digital workflows and prepare federal, state and multi-state returns based on the facts of each engagement.
Do I need to come to an office?
No. Every step of the process happens virtually. Video meetings for the intake, review, and any follow-up. Secure upload and e-signature through Canopy.
How secure is the document upload?
Canopy is the practice-management platform we use for tax return workflow. It uses encrypted upload, encrypted storage, and role-based access. We are the only people at Cove Accounting who see your documents.
What if I already started my return somewhere else?
Bring what you have. If we take over, we review anything already prepared and finish the work. If you filed and later realized something was missed, we can prepare an amended return.
How long does the whole process take?
For most individual returns, 5 to 10 business days from the moment your documents are complete. Complex returns (multi-entity, multi-state, K-1 heavy) take longer. We tell you upfront.
Does the discovery meeting cost anything?
No. The 30-minute discovery meeting is free and there is no obligation to move forward. If we're a fit, we quote your return after the call. If we're not, we'll point you toward what makes sense.